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  • Your Cash Flow
    This is one of those things far too many people overlook. It goes hand in hand with a budget.
    • HappyAndFree

Blogs statistics

Categories
12
Blogs
51
Blog entries
55
Views
7,198
Comments
117
Ratings
47
Ken Payne
1 min read
Views
69
Misc
There are many companies who will offer to monitor your credit for a monthly fee. They offer a variety of services, but it can be very costly when you add it up over the course of a year. Freezing your credit is one of the best ways to protect yourself. With frozen credit, it's extremely...
There's a couple I know who recently told me how much they are paying for Internet/TV and wireless phone service. Each month, they spend roughly $200 for Internet/TV service and another $200 for wireless phone service. That comes to a whopping $400 per month or $4800 per year. I was stunned...
Ken Payne
1 min read
Views
60
Ken's Thoughts
Not literally pouring money down the drain, this article is about oil change intervals. How often the oil is drained and replaced in your car, suv or truck. Far too many people waste money going by a long outdated 3 month or 3,000-mile oil change interval. This comes from the days when...
Ken Payne
3 min read
Views
55
News
I often read online how Millenials are angry about being sold a bill of goods when it comes to education and the job market. Society told them to get a student loan, get a degree and then they will get a good paying job after they earn their degree. Unfortunately, many entered the job market...
Ken Payne
2 min read
Views
159
Misc
Many people these days automatically shop at Amazon, Ebay or other familiar online stores, because overall they tend to have decent deals. Often times not only can you save money elsewhere online, you can do so from stores with good return policies and a great online reputation. I've put...
Ken Payne
2 min read
Views
351
Money Management
How often should you review your personal finances? It depends on how tight your finances are. If your means are modest, it makes sense to review monthly to catch areas which need to be adjusted quickly, because your room for mistakes is less. Spending too much on dining out, for instance...
Ken Payne
1 min read
Views
56
Misc
Smartphones are expensive, including all but the lowest end starter phones. And unfortunately, we break them.... a lot! Statistically, 45% of people will break their smartphone, with the average being just 10 weeks after purchasing it. Sure, there are padded cases we can buy, and many...
Coding may seem like a daunting task if you've never attempted to learn, and without the proper resources, it is! You can throw away that PHP book from the 90s because we've got some awesome (and some of them free!) resources to help you learn to code and start earning money right now! LEARNING...
Ken Payne
1 min read
Views
77
News
Amazon has introduced a new feature for Prime members. You will 2% cash back on items you purchase with a debit card versus other payment methods. There are some caveats to this. First, you must link your bank account to Amazon, and for fraud protection, they'll need a copy of your driver's...
Ken Payne
2 min read
3.00 star(s) 2 ratings
Views
4K
Comments
1
Money Management
Doing a cash flow worksheet is the best way that I know of to get a handle on your personal finances. So let's take a look at what all this means. In most large businesses, finance departments set up and religiously review departmental cash flow budgets. There, I said it... the much feared...
Ken Payne
2 min read
Views
151
Business
Have a small business you're considering selling? If so, here are some helpful tips to maximize the value of your business... Prepare Your Business Hopefully, you’ve kept your accounts in order, established a diversified consumer base, maximized your cash flow, and maintained your physical...
Ken Payne
1 min read
Views
102
Misc
Pharmaceutical company Mylan has taken a great deal of heat this year for an over 400% price increase in the price of their EpiPen product. This potentially life-saving medication for allergic reactions sells for $600+ in the USA. Mylan's CEO has defended the price increases due to spending for...
Ken Payne
1 min read
Views
59
News
Many people don't know this, but if you paid for overnight shipping, and often in the case of Prime 2 day shipping.... if the package arrives late you can get your Prime membership extended by a month. Complain to Amazon customer service, express your displeasure and ask for either a shipping...
Ken Payne
1 min read
Views
112
Travel
Most people when planning a vacation decide on a destination, and then shop for deals to that destination. While it makes sense to shop for deals overbooking the first thing you see, you can potentially save significantly more with a bucket list approach. With the bucket list approach, you...
Ken Payne
2 min read
Views
68
Misc
I have to admit, Amazon's Prime membership often dissuades me from looking elsewhere. After all, why spend 30 minutes searching the Internet to save a couple of bucks when I can buy at Amazon with what is usually a very good price and have it at my doorstep in two days? I've been an Amazon...
Ken Payne
1 min read
Views
51
Misc
Advances in the past few years have put more of what we do with computers in the "cloud". The cloud means data and processing are offloaded to servers on the Internet or internal server in a corporate environment. Picture storage, email, music and much more are now stored in the cloud. This...
Ken Payne
1 min read
Views
54
Misc
One area many people spend too much money on is Internet access. The thinking is faster is better, right? Not always. Unless you're in the habit of downloading huge files like Bluerays, 4K videos and the like, speeds over about 15-20 Mbps are usually overkill. The typical person uses their...
Ken Payne
2 min read
Views
58
News
As a libertarian who didn't vote for Trump, I have no need or desire to defend Donald Trump and many the things he has said. So this blog entry is not coming from the point of view of a defensive Trump supporter. This election and the preceding election season has opened many people's eyes about...
Vanessa Wilson
1 min read
Views
48
News
As consumers, we’ve become conditioned to expect certain things, such as the largest bottle of apple juice to come with the lowest cost per ounce, or Black Friday to come with the best prices. We took a look at this in a more in-depth article last season and found out that Black Friday may not...
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