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Misc

Vanessa Wilson
Updated
2 min read
Views
77,056
This morning I had a doctor’s appointment at a small clinic where I’ve been going for several years. When I walked in the receptionist immediately handed me some “new paperwork” to fill out. It was a form that stated I would pay any charges not paid by my insurance, which is perfectly normal and...
Vanessa Wilson
Updated
2 min read
Views
75,510
For at least the last couple of years, our local power company has sponsored several initiatives to curb our energy consumption. They’ve produced brochures and television commercials showing us how to reduce our energy usage, encouraged us to insulate our homes, promoted the use of CFL bulbs...
Vanessa Wilson
Updated
2 min read
Views
75,509
“How many beers have you had tonight?” asks the uniformed officer, and regardless of the truth the response is practically always the same: “I’ve had two beers tonight, officer.” The answer is so universal among drunk drivers that anyone who actually has had 2 beers may hesitate before saying...
Vanessa Wilson
Updated
1 min read
Views
75,515
Okay, technically speaking, no one has ever made an antique. They made new items that later became prized as antiques, but it wasn’t just their age that made them valuable. The hours invested in hand-carving dozens of roses on a Renaissance table once had value, the pride of unsurpassed quality...
Ken Payne
Updated
1 min read
Views
75,512
Penny auction sites sound like a deal, right? You bid on items, the winning bid is lower than the retail price and you get free shipping. What's not to like about that? Well, what separates those sites from legit auction sites? Well in a legit auction you make a bid and it costs you nothing...
Ken Payne
Updated
1 min read
Views
75,509
You already have a tablet, so why should you buy a Kindle? Well, if you're an Amazon Prime user you are allowed to check out, for free, one e-book each month. You can only do this with a genuine Kindle, not with the Kindle app on other brand tablets. You probably wouldn't buy a used tablet for...
Ken Payne
Updated
2 min read
Views
75,514
I don't mind giving to good causes when it's trust worthy and I am able. A friend's child has high medical expenses, someone without a lot of money dealing with cancer, and the like. Or a friend between jobs, who is honestly looking for work, needs money for an unexpected car repair. These...
Ken Payne
Updated
1 min read
Views
75,508
Make no mistake, I am not for a minimum wage increase. I am for the market deciding based upon competition what wages should be. At the same time, I am floored that so many employers these days offer such crappy wages for non-entry level positions. 42% of all wage earned makes less than...
Ken Payne
Updated
1 min read
Views
75,506
After years of financial noise, negative information, and serious conflicts of interest, you now have an online expert resource for personal finance information. Crispymoney.com is written specifically to give you the tools to make your own decisions about personal finance and more. Our content...
Ken Payne
Updated
1 min read
Views
75,507
Many people don't know this, but if you paid for overnight shipping, and often in the case of Prime 2 day shipping.... if the package arrives late you can get your Prime membership extended by a month. Complain to Amazon customer service, express your displeasure and ask for either a shipping...
Ken Payne
Updated
2 min read
Views
75,506
As a libertarian who didn't vote for Trump, I have no need or desire to defend Donald Trump and many the things he has said. So this blog entry is not coming from the point of view of a defensive Trump supporter. This election and the preceding election season has opened many people's eyes about...
Vanessa Wilson
Updated
2 min read
Views
75,505
By now most of you have heard about the problems with the Galaxy Note 7’s exploding battery. The FAA (Federal Aviation Authority) has asked owners of the smartphone to avoid using or charging the phone while travelling by plane, and to avoid travelling with the phone in checked baggage as well...
Vanessa Wilson
Updated
3 min read
Views
75,509
The sports community is all abuzz over Colin Kaepernick, the San Francisco 49’ers quarterback who won’t stand up for the national anthem because he doesn’t approve of how minorities are allegedly treated in this country. To be clear, I applaud anyone who takes a stand for what they feel is...
Vanessa Wilson
Updated
2 min read
Views
75,505
I’m sure many of you are far ahead of me in your holiday shopping, but this is about the time of year I always begin thinking of just what to get everyone. I always end up remembering the best gift I’ve ever received. It wasn’t a physical gift at all, but an experience. One of my siblings had...
Vanessa Wilson
Updated
2 min read
Views
75,513
If I could, I would like to offer some well-meaning advice, a couple of apologies, and a simple request. The Advice: • I envy your ability to handle technology at any level, especially when it comes to texting. But the outside world is pretty cool too, and too much of anything—including...
Vanessa Wilson
Updated
2 min read
Views
75,505
When Napoleon Bonaparte is said to have argued with Robert Fuller over the possibility of using an internal combustion engine to power a ship, the idea must have seemed quite foreign and strange to all but the most imaginative. “What Sir, you would make a ship sail against the wind and currents...
Vanessa Wilson
Updated
5 min read
Views
78,172
The end of the year is close at hand, but you may still be able to make a few last-minute adjustments that will put you in a better position next April. Here are a few tips arranged by income level, plus a few for special circumstances. Under $30,750 (single/married filing separately) or $46,125...
Ken Payne
Updated
2 min read
Views
77,491
I'll often see in the Crispy Money forums and on other personal finance sites a laser beam focus on saving money in order to get out of debt, live a debt free life and save money for the future. That's all well and good, and generally a positive thing, but don't let too much focus on saving...
Vanessa Wilson
Updated
3 min read
4.50 star(s) 4 ratings
Views
77,812
Anyone who has ever bought anything online is familiar with online reviews, that marvelous bit of “inside information” from actual users of the product. Unfortunately, there are some unscrupulous retailers who occasionally try to hijack the system by publishing fake reviews of their own product...
Vanessa Wilson
Updated
6 min read
4.50 star(s) 4 ratings
Views
77,365
When Crispymoney first examined the subject of the gender wage gap in the United States several years ago, it elicited a tremendous response and remains one of the hottest topics to this day. Based on data from The Department of Labor and the Bureau of Labor Statistics, it was determined that on...
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