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Lifestyle / Personal

Ken Payne
Updated
2 min read
Views
76,691
When I talk about "poor thinking", I mean not thinking like a person who builds wealth. For instance, wealthy people tend to put off having children longer than others, because they weigh the financial costs and wait until their finances are solid, know they can afford to help pay for college...
Ken Payne
Updated
2 min read
Views
76,681
Now that you understand the eight characteristics of effective financial goal setting, you can begin to set your goals using the Goal Setting Tool...
Ken Payne
Updated
1 min read
Views
75,506
Advances in the past few years have put more of what we do with computers in the "cloud". The cloud means data and processing are offloaded to servers on the Internet or internal server in a corporate environment. Picture storage, email, music and much more are now stored in the cloud. This...
Vanessa Wilson
Updated
1 min read
Views
75,506
Hack Reactor, a San Francisco based technology educator, has begun to fast-track students in computer coding. We told you about a few careers that do not require a college degree, but this one wasn’t out there yet. Software engineers average a starting salary of about $105,000 a year, so this...
Vanessa Wilson
Updated
4 min read
3.80 star(s) 5 ratings
Views
77,155
Add patient satisfaction, true savings. The trend toward paying cash for medical services is gaining ground. For many patients, including those with high-deductible health insurance plans, it means paying less money out-of-pocket for everything from office visits and examinations to outpatient...
Ken Payne
Updated
2 min read
5.00 star(s) 4 ratings
Views
77,409
Finding things to be thankful for should not be relegated to Thanksgiving season in November. Negative thinking reinforces negative behavior, and positive thinking reinforces positive behavior, impacts your health, and increases happiness. Studies[1] have shown that gratitude has many benefits...
Vanessa Wilson
Updated
5 min read
4.25 star(s) 4 ratings
Views
77,465
It was exactly at sunset, and I was honoring a secret pact that I had made with myself the year before: If I was at the beach at sunset, I would not leave until the sun had disappeared, and I would watch it all the way down. I had just come in from the water, and my new boyfriend was lying on a...
Vanessa Wilson
Updated
4 min read
4.00 star(s) 1 ratings
Views
77,479
According to Edmunds.com, the average price for a used car in the United States was $16,800 in 2014. The price represents an increase of 5.7%--or $900-- over those of a year ago, and is the highest average price on record. New car prices are up, too, with Marketwatch.com reporting that the...
Vanessa Wilson
Updated
3 min read
4.00 star(s) 1 ratings
Views
77,474
63% of all pet owners in the United States think of their pets as “kids.” You may even have said it yourself, and it’s an accurate analogy. Our beloved animals are an important part of our family, and they deserve to be treated well. But just like human children, pets can be expensive. The cost...
Vanessa Wilson
Updated
3 min read
5.00 star(s) 1 ratings
Views
77,142
One of the complaints associated with healthy eating habits is the cost, and there is some truth to that—provided that all you see is the price at the supermarket. But consider this: According to the Centers for Disease Control, obese Americans spend nearly $1500 a year more on medical expenses...
Vanessa Wilson
Updated
3 min read
5.00 star(s) 1 ratings
Views
77,294
Reaching the age where you qualify for senior discounts is something to celebrate—as a senior citizen you get discounts on hotel rooms, meals, car rentals, zoo admission, travel tours, and movie tickets. If you know where to look, you can even score an amazing amount of stuff totally free...
Vanessa Wilson
Updated
3 min read
4.00 star(s) 1 ratings
Views
77,762
Living alone has its advantages: You never have to clean up after anyone but yourself, the soda you left in the refrigerator will still be there when you get home, and you never seem to run out of hot water in the shower. But living by yourself can be very expensive, too. Single people pay more...
Vanessa Wilson
Updated
3 min read
5.00 star(s) 1 ratings
Views
77,286
The Council for Community and Economic Research compiles an annual Cost of Living Index that compares each American state in 6 categories: Housing, utilities, groceries, transportation, health care, and a miscellaneous category. The data is drawn from over 90,000 different prices and 60 consumer...
Vanessa Wilson
Updated
3 min read
4.00 star(s) 1 ratings
Views
77,187
Would you buy a house today if you knew for a fact that it would lose 25% of its value in the next year? What about investments—would you purchase stock at $100 a share today if you were absolutely sure it would only be worth $75 a share by next summer? Of course you wouldn’t, no smart investor...
Ken Payne
Updated
2 min read
Views
77,311
Fall is a great time of year for many close to home free or inexpensive family activities. If you're looking to spend some great family time without breaking the bank, this fall activities guide might come in handy. 1. Scenic driving. Many of the nations older highways pass through scenic...
Ken Payne
Updated
11 min read
Views
79,213
By Robert Hockett, CFP® Haphazard goal setting, like those made-to-be-broken New Year’s resolutions, is not only frustrating, but it keeps you from achieving other material goals simply because of a lack of time and energy. My clients have found that my goal setting methodology has helped...
Ken Payne
Updated
6 min read
5.00 star(s) 1 ratings
Views
77,543
Over the last forty-five years there has been a growing problem in the United States -- a strain on our human capital. Productivity increases and the full advent of the technology revolution have put increased pressure on our human capital. The nominal work week declined from 44 hours in 1938...
Ken Payne
Updated
3 min read
Views
77,543
Taken from Women and Finance: What Women Need to Know to Take Care of Themselves Financially 1) Because of family commitments including children and family lifestyle demands, women change jobs more often than men. RESULT: Fewer opportunities to become eligible for retirement plans. Less...
Ken Payne
Updated
7 min read
Views
77,736
While the men tend to be overconfident with their retirement preparations, women tend to show more unease. Professional women in many fields often may be focused on the details at work, including high level budgeting and finance, but leave responsibility for personal finances to someone else...
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