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Articles by Ken Payne

Ken Payne
5 min read
Views
13
Groceries are a large part of most household budgets. As of April 2024, the average American household spends $475.25 on groceries per month. This can vary significantly based on your location, and eating habits. With some planning and smart shopping, you can cut down your grocery bill...
Ken Payne
Updated
2 min read
Views
76,691
When I talk about "poor thinking", I mean not thinking like a person who builds wealth. For instance, wealthy people tend to put off having children longer than others, because they weigh the financial costs and wait until their finances are solid, know they can afford to help pay for college...
Ken Payne
Updated
2 min read
Views
76,681
Now that you understand the eight characteristics of effective financial goal setting, you can begin to set your goals using the Goal Setting Tool...
Ken Payne
Updated
3 min read
Views
77,546
Coding may seem like a daunting task if you've never attempted to learn, and without the proper resources, it is! You can throw away that PHP book from the 90s because we've got some awesome (and some of them free!) resources to help you learn to code and start earning money right now! LEARNING...
Ken Payne
Updated
4 min read
Views
83,469
How to start your retirement investment.` Most people are scared to invest because they think it is complicated. However, if you want to build wealth now and enjoy your retirement, then the investment is the best option for you. There are things you need to know about your retirement investment...
Ken Payne
Updated
2 min read
Views
75,510
There is one thing in life we can never get back and that is time. But since money doesn't naturally appear without some effort (usually), we sometimes trade time for money in order to save money. For instance I change the oil myself on my vehicles, rather than paying a premium to have...
Ken Payne
Updated
2 min read
Views
75,508
I live in the boonies. This has many advantages for someone like me, but great cell service isn't one of them. The only carrier with decent coverage no matter where I go in this area is Verizon. So I've been paying Verizon's outrageous rates for a while. I must say their customer service...
Ken Payne
Updated
1 min read
Views
75,512
Penny auction sites sound like a deal, right? You bid on items, the winning bid is lower than the retail price and you get free shipping. What's not to like about that? Well, what separates those sites from legit auction sites? Well in a legit auction you make a bid and it costs you nothing...
Ken Payne
Updated
2 min read
Views
75,508
Often, as people have time during the holidays to step away from the daily grind they begin to think about their finances—how to prepare for retirement, how to save for their kid’s college, or how to pay off their personal debt. After you think about the important, but more distant, long term...
Ken Payne
Updated
1 min read
Views
75,509
I recently filled another eyeglass prescription online at Zenni optical ( www.zennioptical.com ) and once again I'm very happy I did. Every now and then I'll hear someone I know comment about paying hundreds of dollars on eye glasses and it stuns me. This latest order included 3 pairs of...
Ken Payne
Updated
1 min read
Views
75,509
You already have a tablet, so why should you buy a Kindle? Well, if you're an Amazon Prime user you are allowed to check out, for free, one e-book each month. You can only do this with a genuine Kindle, not with the Kindle app on other brand tablets. You probably wouldn't buy a used tablet for...
Ken Payne
Updated
1 min read
Views
75,508
Imagine you're on vacation and you come back from a long day at the beach. You're hot, tired and the last thing you want to do is go back out for dinner. You spot a pizza or Chinese delivery flyer on the floor by the door. Local restaurants have a habit of putting flyers on hotel doors, or under...
Ken Payne
Updated
1 min read
Views
75,515
Has this ever happened to you... You go online looking for a deal on a product, a hotel room, an air flight or whatever. You get so wrapped up trying to find the best deal and end up spending hours fretting over a difference of $10 or $20. How much of your time have you wasted? Sure, you may...
Ken Payne
Updated
2 min read
Views
75,514
I don't mind giving to good causes when it's trust worthy and I am able. A friend's child has high medical expenses, someone without a lot of money dealing with cancer, and the like. Or a friend between jobs, who is honestly looking for work, needs money for an unexpected car repair. These...
Ken Payne
Updated
1 min read
Views
75,511
With summer a few short months away, many of us are planning our vacations. If you are flying to your destination it pays to plan ahead. Waiting until the last few days before booking flights is a sure way to pay more for your tickets. So the question is, when should you buy your tickets...
Ken Payne
Updated
1 min read
Views
75,508
On Tuesday, March 15th, Dairy Queen is giving away free ice cream cones to celebrate the arrival of spring! https://www.facebook.com/dairyqueen/photos/pb.15508591668.-2207520000.1457623628./10153370346276669/?type=3&theater
Ken Payne
Updated
1 min read
Views
75,508
Make no mistake, I am not for a minimum wage increase. I am for the market deciding based upon competition what wages should be. At the same time, I am floored that so many employers these days offer such crappy wages for non-entry level positions. 42% of all wage earned makes less than...
Ken Payne
Updated
5 min read
Views
75,498
We've seen an end of 2015 and we're well into 2016. There are several tax related things that are important and that you need to think about: 1. By now you should have start gathering together your tax records. Most companies are required to send you all of their filing documentation including...
Ken Payne
Updated
1 min read
Views
75,496
I take the approach that I don't always plan my vacations.... I wait until a deal drops into my lap. If you can find a good hotel deal at one of these towns this just might be the ticket for you. Frontier airlines currently has some smoking deals on air travel starting at $19 each way...
Ken Payne
Updated
2 min read
Views
75,499
A timely insurance issue that needs to be addressed is medical reimbursements and the insurance deadlines for 2011.These are areas that you might want to think about, this can save you several hundred dollars up to a couple thousand dollars in reimbursements. Medical savings...
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