• Welcome to the Crispy Money forums, a community of people who share their experience with investing, saving money, earning tips, avoiding scams and living life to it's fullest.
    To start posting in our forums, and comment on articles and blogs please register free by clicking here.

Articles

Ken Payne
5 min read
Views
13
Groceries are a large part of most household budgets. As of April 2024, the average American household spends $475.25 on groceries per month. This can vary significantly based on your location, and eating habits. With some planning and smart shopping, you can cut down your grocery bill...
Ken Payne
Updated
2 min read
Views
76,691
When I talk about "poor thinking", I mean not thinking like a person who builds wealth. For instance, wealthy people tend to put off having children longer than others, because they weigh the financial costs and wait until their finances are solid, know they can afford to help pay for college...
Ken Payne
Updated
2 min read
Views
76,681
Now that you understand the eight characteristics of effective financial goal setting, you can begin to set your goals using the Goal Setting Tool...
Ken Payne
Updated
3 min read
Views
77,546
Coding may seem like a daunting task if you've never attempted to learn, and without the proper resources, it is! You can throw away that PHP book from the 90s because we've got some awesome (and some of them free!) resources to help you learn to code and start earning money right now! LEARNING...
Vanessa Wilson
Updated
2 min read
Views
77,056
This morning I had a doctor’s appointment at a small clinic where I’ve been going for several years. When I walked in the receptionist immediately handed me some “new paperwork” to fill out. It was a form that stated I would pay any charges not paid by my insurance, which is perfectly normal and...
Ken Payne
Updated
4 min read
Views
83,469
How to start your retirement investment.` Most people are scared to invest because they think it is complicated. However, if you want to build wealth now and enjoy your retirement, then the investment is the best option for you. There are things you need to know about your retirement investment...
Vanessa Wilson
Updated
2 min read
Views
75,510
For at least the last couple of years, our local power company has sponsored several initiatives to curb our energy consumption. They’ve produced brochures and television commercials showing us how to reduce our energy usage, encouraged us to insulate our homes, promoted the use of CFL bulbs...
Ken Payne
Updated
2 min read
Views
75,510
There is one thing in life we can never get back and that is time. But since money doesn't naturally appear without some effort (usually), we sometimes trade time for money in order to save money. For instance I change the oil myself on my vehicles, rather than paying a premium to have...
Vanessa Wilson
Updated
2 min read
Views
75,509
“How many beers have you had tonight?” asks the uniformed officer, and regardless of the truth the response is practically always the same: “I’ve had two beers tonight, officer.” The answer is so universal among drunk drivers that anyone who actually has had 2 beers may hesitate before saying...
Vanessa Wilson
Updated
2 min read
Views
75,509
Frequently attributed to Benjamin Franklin, this is one of my favorite bits of wisdom. One reason I like it so much is that it puts earnings and savings on an equal footing. Earning a lot of money is something to be proud of, and when presented with the opportunity most people don’t mind being...
Vanessa Wilson
Updated
1 min read
Views
75,510
Before we know it, the cold weather (and all the white stuff that goes with it) will be upon us, and I'm already working on getting ready. That includes the old winter beater. Yesterday I flushed the radiator, replaced a thermostat that was stuck open, and re-filled the cooling system. About a...
Vanessa Wilson
Updated
1 min read
Views
75,515
Okay, technically speaking, no one has ever made an antique. They made new items that later became prized as antiques, but it wasn’t just their age that made them valuable. The hours invested in hand-carving dozens of roses on a Renaissance table once had value, the pride of unsurpassed quality...
Ken Payne
Updated
2 min read
Views
75,508
I live in the boonies. This has many advantages for someone like me, but great cell service isn't one of them. The only carrier with decent coverage no matter where I go in this area is Verizon. So I've been paying Verizon's outrageous rates for a while. I must say their customer service...
Ken Payne
Updated
1 min read
Views
75,512
Penny auction sites sound like a deal, right? You bid on items, the winning bid is lower than the retail price and you get free shipping. What's not to like about that? Well, what separates those sites from legit auction sites? Well in a legit auction you make a bid and it costs you nothing...
Ken Payne
Updated
2 min read
Views
75,508
Often, as people have time during the holidays to step away from the daily grind they begin to think about their finances—how to prepare for retirement, how to save for their kid’s college, or how to pay off their personal debt. After you think about the important, but more distant, long term...
Ken Payne
Updated
1 min read
Views
75,509
I recently filled another eyeglass prescription online at Zenni optical ( www.zennioptical.com ) and once again I'm very happy I did. Every now and then I'll hear someone I know comment about paying hundreds of dollars on eye glasses and it stuns me. This latest order included 3 pairs of...
Ken Payne
Updated
1 min read
Views
75,509
You already have a tablet, so why should you buy a Kindle? Well, if you're an Amazon Prime user you are allowed to check out, for free, one e-book each month. You can only do this with a genuine Kindle, not with the Kindle app on other brand tablets. You probably wouldn't buy a used tablet for...
Ken Payne
Updated
1 min read
Views
75,508
Imagine you're on vacation and you come back from a long day at the beach. You're hot, tired and the last thing you want to do is go back out for dinner. You spot a pizza or Chinese delivery flyer on the floor by the door. Local restaurants have a habit of putting flyers on hotel doors, or under...
Ken Payne
Updated
1 min read
Views
75,515
Has this ever happened to you... You go online looking for a deal on a product, a hotel room, an air flight or whatever. You get so wrapped up trying to find the best deal and end up spending hours fretting over a difference of $10 or $20. How much of your time have you wasted? Sure, you may...
Ken Payne
Updated
2 min read
Views
75,514
I don't mind giving to good causes when it's trust worthy and I am able. A friend's child has high medical expenses, someone without a lot of money dealing with cancer, and the like. Or a friend between jobs, who is honestly looking for work, needs money for an unexpected car repair. These...
Back
Top